Daishi Hokuetsu Financial Group Raises FY2027 Earnings Forecast on Early Rate Hike
Daishi Hokuetsu Financial Group, Inc. (TSE:7327) has raised its earnings and dividend guidance for the fiscal year ending March 2027, citing stronger-than-expected interest income following an earlier-than-anticipated policy rate increase.
| Item | Before | After | Change | Change % |
|---|---|---|---|---|
| H1 Ordinary Income | JPY 36.0bn | JPY 38.8bn | JPY 2.8bn | 7.7% |
| H1 Net Profit | JPY 24.5bn | JPY 26.4bn | JPY 1.9bn | 7.7% |
| H1 EPS | JPY 93.35/share | JPY 100.34/share | JPY 6.99/share | 7.5% |
| Full-Year Ordinary Income | JPY 73.6bn | JPY 78.0bn | JPY 4.4bn | 5.9% |
| Full-Year Net Profit | JPY 50.0bn | JPY 53.0bn | JPY 3.0bn | 6.0% |
| Full-Year EPS | JPY 190.51/share | JPY 201.44/share | JPY 10.93/share | 5.7% |
| Interim Dividend | JPY 38/share | JPY 40/share | JPY 2/share | — |
| Year-end Dividend | JPY 38/share | JPY 40/share | JPY 2/share | — |
| Annual Dividend | JPY 76/share | JPY 80/share | JPY 4/share | — |
The Bank of Japan raised its policy rate to 1.00% in June, earlier than the company’s initial December forecast. This accelerated tightening boosted net interest income and securities interest income beyond original projections. The revised guidance assumes the policy rate remains at 1.00% through the fiscal year.
The upward revision demonstrates resilience in the regional financial institution’s core lending business amid Japan’s gradual monetary normalization. By increasing the annual dividend by JPY 4/share to JPY 80/share while maintaining a 40.4% payout ratio, management signals confidence in sustained profitability and commitment to shareholder returns.
Source: Original filing (TDnet) | 日本語版
This article is for informational purposes only and does not constitute investment advice. Always verify against the original filing.