ZENHOREN CO. LTD Raises FY2027 Earnings Forecast 13% on MUFG Synergies

ZENHOREN CO. LTD Raises FY2027 Earnings Forecast 13% on MUFG Synergies

ZENHOREN CO. LTD (TSE:5845) raised its fiscal 2027 earnings and dividend guidance, citing accelerating synergies from its capital and business alliance with MUFG.

The company lifted full-year operating profit to JPY 4.0bn from JPY 3.53bn, and net profit to JPY 2.8bn from JPY 2.52bn. For the interim period (H1), operating profit rose to JPY 1.93bn from JPY 1.71bn. The revisions reflect stronger-than-expected execution of MUFG-backed initiatives: concentrated business with high-quality clients leveraging MUFG’s credit standing, launch of the co-developed “Mitsubishi UFJ Card Plan” with Mitsubishi UFJ Nicos in February 2026, and accelerated cost reductions through AI-driven underwriting and operational digitalization. The company also expects claim receivables to decline further as credit costs continue normalizing.

The year-end dividend was raised to JPY 54.00/share from JPY 48.00/share, reflecting a commitment to return over 50% of earnings to shareholders. Net profit is now forecast to reach an all-time high, underscoring the tangible value creation from the MUFG partnership and positioning ZENHOREN for sustained profitability gains through enhanced risk management and product innovation.

Source: Original filing (TDnet) | 日本語版

This article is for informational purposes only and does not constitute investment advice. Always verify against the original filing.